2015

  • 3 Important Things To Know About Internal Control Systems For Your Business

    If your company is growing and does not have an internal control system in place, you may want to consider hiring a forensic accounting firm to design and implement a system for you. Internal control systems are designed to reduce the chances of fraud taking place in an organization, and they are important for all types of companies. Here are three things you should know about internal control systems. What Is An Internal Control System?
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  • What Is Overdraft Protection And Is It Good For A Checking Account?

    When you open a checking account, one of the questions the bank may ask you is if you would like to enroll in overdraft protection. If you've never had a checking account before or never heard of overdraft protection, you may want to learn more about this feature before you agree to it or decline it. Here are three things you should understand about overdrawing your account and the way overdraft protection works.
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  • Don't Get Jipped – Weigh Old Gold Jewelry Before You Sell It

    Whether you're cleaning out your jewelry box or you're in a bind and need some money quick, selling old gold jewelry is a great way to get cash fast. To ensure you don' get jipped, you need to know how to properly weigh gold jewelry so you can estimate it's value. Once you have an approximate price value for your gold, you will know if you're getting a good deal or not when you sell it.
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  • Should You Use An Appraisal Management Company When Selling Your Home?

    If you've begun to take steps to prepare your home for sale, you may be nervous about the upcoming appraisal. Not only will this value assessment help determine your home's listing price, it will also set the maximum amount potential buyers will be able to borrow against your home without additional collateral. And with recent federal regulations governing "arms length" real estate transactions now being strictly enforced, many lenders have opted to partner with appraisal management companies (AMCs) to ensure that the appraised value of a home is truly accurate and verifiable.
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  • 3 Fast Cash Loan Options

    There are many different reasons why you might need a loan. If you need a loan to start a business, buy a home or buy a car then you have small business loans, mortgage loans and car loans at your disposal. However, there are moments when you don't need a loan for any large purchase, but you do need a loan fast, and conventional bank loans just won't do due to the processing time that it takes from the time you apply for your loan to when the cash arrives in your hand.
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  • Healthcare Costs Got You Worried? Make Your Money Go Farther With These Tips!

    Having health insurance is a great way to lower your medical costs, but it's not the only way. If your policy leaves a little to be desired, you don't have to settle for paying more than you want to pay. Instead, try one of these ways to minimize health expenses without skimping on care. Preventative Care Might Just Be Free Under the new healthcare guidelines set forth by the US government, your insurance policy might just get you free preventative care.
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  • Three Ways To Save Money You Didn't Even Know You Were Spending

    When people think about saving money, their thoughts often turn to setting aside a defined amount each month in a savings account. While that is a wise principle, there is much more to saving money than depositing a lump sum on a monthly basis. Instead, saving money should be a principle and habit of daily living. The truth is that most people fail to think in those terms, and thus their everyday lives cost them much more than necessary.
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  • Haunted By An Old Arrest Warrant? Here's How To Clean It Up

    Are you a responsible adult who, at some point in your life, was issued an arrest warrant? Have you long since moved away from the issuing jurisdiction and sometimes wonder if the warrant is still pending, or if you'll be arrested should you ever return to that place? Stop worrying about the past by taking care of your old arrest warrant once and for all. Read on to find out how.
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  • 4 Tips For Fixing Financial Fiascoes Without Credit Cards

    Credit cards might seem like universal residents of consumers' wallets, but they aren't. If you don't have any credit cards, a financial emergency becomes even more stressful because you have no way to resolve the situation. If you find yourself in such dire financial straits, follow these four tips to get back on your feet. 1. Check Your Credit Report Just because you live without credit cards doesn't mean you don't have access to cash.
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  • How To Make Sure You Can Repay Your Payday Loan On Time

    Unforeseen circumstances that deplete your bank account and put you in a precarious financial situation can make you feel desperate for the cash you need to pay your regular bills. If you are in between paychecks and completely broke, you can apply for a short-term payday loan to tide you over until you get paid again. However, when you apply for a payday loan at a place like Money 4 You, you need to make sure that you understand the terms of the loan and that you can repay the cash advance on time.
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